Why Choose Us

Because you deserve clear answers and a legal way forward.

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Debt Is Not Just About Money

Debt is not just a number.

It’s emotional.

It’s exhausting.

And it can happen to anyone. 

At Ursula Gouws Consulting, we don’t just “offer legal debt solutions.” 

We offer relief, clarity, and a genuine legal way forward when it feels like everything is falling apart.

Financial difficulty doesn’t come with a warning.

One moment, you are managing; the next, you are drowning in bills, anxiety, and shame.

Whether it was a life change, a business crisis, or just too many months of trying to stay afloat.

We see you.

And we know how to help.

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My Story. Your Way Forward

An entrepreneur based in South Africa, I am driven by a clear purpose: to help people rebuild their financial lives with honesty, clarity, and courage, because I have walked that road myself.

My financial journey includes two sequestrations and two successful rehabilitations. Those chapters taught me the fear, shame, and sleepless nights that come with overwhelming debt and the freedom that comes with rebuilding financial stability from the ground up.  

I also know what it feels like to start over again with clarity, strength, and purpose. That experience shaped everything I do.  

Through Ursula Gouws Consulting, I help individuals and business owners across South Africa find honest, legal solutions to their unique debt situations.  Using Personal Sequestration, Business Liquidation, and financial recovery support.

This is not just about numbers or court orders.  It is about people.  

It is about restoring dignity, creating understanding, and guiding clients with empathy and truth.

My mission is simple: to help you reach financial stability and, eventually, financial freedom.  

Because knowledge is power, and once you understand the system, you can take back the financial control of your life.

As a qualified Debt Counsellor (NCRDC3783) at the National Credit Regulator (NCR) in South Africa, I work alongside a trusted network of attorneys and financial professionals who share my belief that everyone deserves a second chance. 

Not judgment.

If you are ready to face your situation, even if you are scared, know this:
You are not alone, and you don’t have to face it in silence.

Ursula Gouws - Company CEO

What You Can Expect From Us

We don’t sell hope.
We deliver legal solutions.

You won’t find half-truths here. Only clear legal options and expert guidance.

We don’t offer what you want to hear.

We offer what works.

Because facing the truth is the first step toward financial freedom.

You are Not a file number.
You are a Human.

You have carried enough shame and stress. You deserve to be seen, heard, and respected. 

This is especially true when you are at rock bottom.

Every person who walks through our door is treated with dignity and compassion.

We Fight for You.
Legally, Ethically, and Fiercely.

You are not alone anymore.

We stand between you and your creditors with the full weight of the law behind us.

We don’t play games. 

We play by the law and get results. This is not just business for us.

It is about giving you a financial reset.

We don’t hide behind legal jargon.

Ever had someone explain your options in legalese and leave you more confused than before?

Not here.

We speak plain language, answer your questions, and make sure you understand every step of the process.

There are No Hidden Fees.
No nasty surprises.

We are not in the business of taking advantage of people already in distress.

Our fees are fair, transparent, and explained upfront.

You will know exactly what you’re paying for and why.

Your privacy is Non-Negotiable.

Your story stays between us.

We treat every conversation, form, and phone call with strict confidentiality.

There are no uncomfortable conversations with employers.

No judgment.

It is just a clean and professional process.

The Ursula Gouws Consulting team has assisted and supported thousands of individuals and businesses through this difficult time, helping them achieve financial stability.

Disclaimer

Ursula Gouws Consulting assists with only legal debt relief solutions in South Africa, including Personal Sequestration, Business Liquidation, and Debt Counselling.   We are not lenders or providers of credit.  All services are offered in compliance with the National Credit Act (NCA) and South African Insolvency Law.  Results vary depending on individual circumstances.

Ursula Gouws Consulting

Living with a plan, Ditching Debt & Creating Assets