legal debt solutions
We help South Africans understand their legal debt options and move toward financial stability with clear and practical guidance.
We help South Africans understand their legal debt-relief options so they can make informed decisions with confidence.
Debt can feel overwhelming, especially when every debt-relief option seems different, and the financial pressure keeps mounting.
At Ursula Gouws Consulting, we help South Africans understand their legal debt-relief options, including Personal Sequestration, Business Liquidation, and Debt Counselling.
Every person’s situation is unique. That is why we provide honest advice, practical guidance, and clear explanations before you make any decisions.
Whether you are worried about:
We are here to help you understand your legal debt-relief options and take the next step with confidence.
You do have options. Let us help you find the right one.
Clear advice so you can make informed decisions.
Practical solutions to help you find relief.
Take back control and move toward stability.
Your privacy is protected every step of the way.
Personal Sequestration is governed by the Insolvency Act 24 of 1936 and offers a legal, High Court-approved way to clear your debt and rebuild your financial stability.
The Personal Sequestration legal process is designed for individuals who can’t pay what they owe anymore, when debt is out of control, and liabilities exceed assets.
Business Liquidation is governed by the Insolvency Act 24 of 1936 and is the legal way to shut down a business that can’t pay its debts before it destroys you personally.
The Business Liquidation legal process is designed for business owners who can’t pay what they owe anymore, when debt is out of control, and liabilities exceed assets.
Ursula Gouws is a registered Debt Counsellor – NCRDC3783 at the National Credit Regulator (NCR).
Ursula Gouws Consulting is a member of DCASA – Debt Counsellor Association of South Africa.
Are you feeling overwhelmed by your debt?
You are not alone, and you are not out of options.
At Ursula Gouws Consulting, we provide honest and legal solutions:
Legal debt relief options to help you escape the debt chaos and build a new financial future.
You don’t have to go down this road alone.
We invite you to discuss your financial situation with us before we determine which legal process is the most suitable choice for you at this time.
My team and I have over 20 years of industry experience.
We want to offer you the best legal outcome while helping you with a positive, debt-free, and financially stable future.
The Ursula Gouws Consulting team has assisted and supported thousands of individuals and businesses through difficult financial situations with professionalism, discretion, and care.
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
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Taking the first step is often the hardest.
You do not need to have
everything figured out before contacting us.
Sometimes all you need
is a cup of coffee, an honest conversation, and
someone who will explain your options in plain English.
If you are able to visit our offices in Centurion, we would love to meet you for a coffee and a chat.
If you are further away, we can arrange a Microsoft Teams meeting at a time that suits you.
Prefer to talk on the phone?
We are happy to arrange
a telephone conversation that works for you.
No pressure.
No complicated legal language.
Just a confidential
conversation about your circumstances and the legal debt relief
solutions available to you.