Debt Talk with Ursula
Welcome to Debt Talk with Ursula.
Ursula Gouws, an expert Debt Strategist, understands the emotional and financial challenges that come with financial distress.
Our content is designed to be empathetic, informative, and reassuring, offering you the support and guidance you need during this challenging time.
Take your first step towards financial stability with us.
Explore our blog for insightful articles, practical tips, and the encouragement you need to move forward confidently.
Each section is designed to provide clarity, personalization, and reliable advice.
All delivered with a compassionate understanding of your financial challenges.
What You Will Find:
- Sequestration: Practical tips and strategies to help you efficiently manage the personal legal process and reduce your stress while you rebuild your personal finances.
- Business Liquidation: Practical tips and strategies to help you efficiently manage the business legal process and recover your business or finances.
- Better Budgeting: Learn how to create and stick to a budget that works for your lifestyle.
- Creating Assets: Explore smart saving techniques to help you build a solid financial foundation.
- Living with a Plan: Gain insights into long-term planning and investment opportunities to secure your financial future.
Whether you want to tackle debt, budget more effectively, save money, or work towards financial stability, Debt Talk with Ursula has you covered.
We are constantly updating our content, so visit regularly for the latest posts.
The 3 Latest Posts
5 Emotions That Could Be Stopping You From Living Your Dreams
Feeling overwhelming debt can make it hard to see the light at the end of the tunnel. Even with a solid…
What You Need to Know About Insolvency
One of the most significant personal financial challenges is being insolvent. Insolvency is a difficult financial situation to find yourself in,…
What You Need to Know About Bankruptcy and Sequestration
Are you or your business experiencing financial difficulties and considering legal insolvency? Many people use the term “bankruptcy” to refer to…
5 Emotions That Could Be Stopping You From Living Your Dreams
Feeling overwhelming debt can make it hard to see the light at the end of the tunnel. Even with a solid…
What You Need to Know About Insolvency
One of the most significant personal financial challenges is being insolvent. Insolvency is a difficult financial situation to find yourself in,…
What You Need to Know About Bankruptcy and Sequestration
Are you or your business experiencing financial difficulties and considering legal insolvency? Many people use the term “bankruptcy” to refer to…
What is Business Liquidation in South Africa?
Business liquidation is a legal process in which a business’s assets are sold off to pay off its creditors, and the…
How to Cope With the Emotional Impact of Sequestration
Are you struggling to cope with the emotional impact of Sequestration? Have crippling debt and financial pressures been weighing on your…
8 Critical Small Business Mistakes and How to Avoid Them
Running a small business is no small feat. The hurdles you face can feel never-ending, from juggling finances to inspiring your…
15 Tips for Sticking To Your Budget
You have poured over your family finances and meticulously crafted a budget. There is only one problem – you have not…
10 Things I Do To Set Up My Year For Financial Success
In this blog post, I want to share the 10 things I do to set up my year for financial success….
How to Overcome Money Shame
Money shame is a feeling of embarrassment or guilt caused by not living up to your financial expectations. It can be…
How to Create A Wheel of Life Planner
The Wheel of Life planner is a tool that helps you evaluate and balance different areas of your life. Are you…
How to Reinvent Your Business
It can be hard to admit, but sometimes our businesses might not be doing as well as we had hoped. If…
Overcome Your Fear As An Entrepreneur
You are not alone if you are facing fear as an entrepreneur. Fear is a powerful emotion that can prevent entrepreneurs…
The Emotional Impact of Liquidation
While liquidation can be a viable solution for easing debt and allowing for a fresh start, it does come at a…
Rebuild Your Finances During Sequestration
Sequestration is a legal process in South Africa that involves obtaining a High Court Order to have your debt written off….
What Is Debt Shame
Debt shame is a feeling of embarrassment, guilt, or inadequacy that comes with being in debt. It can lead to feelings…
Taking Care Of Yourself While In Debt
Life is unpredictable and full of surprises, some good and others not. It can be easy to get caught up in…
Why is saving important?
Everyone should be saving. Whether it’s to have funds for a rainy day or for a major purchase – developing the…
How To Start Saving Money
Saving money is a great way to ensure you have the financial resources you need in an emergency, unexpected expenses, or…
Why Is Saving Money An Asset
Saving money is an asset that can be life-changing. It allows you to take control of your finances. And build a…
How To Overcome Debt Shame
It is understandable to feel shame when you are dealing with debt, especially if it seems insurmountable. Debt shame can be…
How Debt Can Lead to Depression
Debt is an incredibly potent source of stress. Which can lead to feelings of hopelessness, worthlessness, and helplessness, all of which…
How Debt Can Affect Your Relationships
When you and your partner are in debt, it can put a strain on the relationship. Not only can the financial…
How To Make a Weekly Planner
A Weekly Planner is a tool to organize and schedule tasks and events every week. Are you in debt and feeling…
How To Make A Savings Tracker
A Savings Tracker is a tool used to help you keep track of your savings goals and progress over time. It…
How To Plan A Debt Free Christmas
A Debt Free Christmas Tracker is a tool used to help you stay organized and on track to achieving your goal…
How To Make A Grocery Planner
A Grocery Planner is a simple tool to plan, organize, and budget your grocery shopping. In today’s world, it is easy…
How To Make A Net Worth Tracker
A Net Worth Tracker is a tool used to calculate and track your Net Worth over time. Your Net Worth is…
How To Make A Price Tracker
A Price Tracker is a tool you can use to keep track of how much you are spending on groceries each…
How To Make An Annual Planner
Keeping an Annual Planner is an effective tool that can help you stay organized and on track to achieving your goals….
How To Make A Daily Planner
A Daily Planner is a tool you can use to organize and schedule tasks and events on a daily basis. Do…
How To Use The Debt Snowball Method
Using the Debt Snowball method to pay off your debt can be an effective strategy. Reading this blog post, find out…
How To Use The Debt Avalanche Method
The Debt Avalanche method as a repayment strategy that is an effective and efficient way to reduce your debt quickly. What…
How To Make A Goals Planner
A Goals Planner is a powerful tool for setting and achieving your goals. You can use a Goals Planner to develop,…
How To Make A Budget Planner
A Budget Planner is an excellent tool for handling your finances and keeping tabs on your income and expenses. Are you…
Tips To Organize Your Finances
During the holidays’ people decide on their New Year’s resolutions. Most of which have been the same for the last few…
What Are You Doing Differently In 2023?
Humans are creatures of habit, and the optimistic humans amongst us are creatures of optimistic habits. Just one more month and…
Tips For Planning Your Finances
Planning your finances is essential if anyone has learned one thing from the past few years. Too often, people are prone…
Steps For Living With A Plan
Living with a plan and personal finance planning is essential if we have learned one thing from the past few years…
Debt Collection After Sequestration
When you have a Sequestration Court Order, you must never forget that all debt incurred before the date on your court…
