Coaching
It’s not just about your debt
The emotional implications of being in financial distress can be more challenging to come to terms with than the actual legal process. Financial distress often goes hand-in-hand with feelings of guilt, shame, failure, and depression.
If you have a family to care for, it can be even worse. It is essential to remember that being in debt is not the end of the world.
Take it from someone that has been sequestrated twice. There is a beautiful life after Sequestration, and as your coach, I will help you get there.
Getting your debt sorted is one thing, but getting your mentality and perception around it sorted is something entirely different.
Areas of coaching
Recovering from financial distress is not a path you need to walk alone, and just finding financial relief only solves part of your problems. Recovering from the events is just as essential, and as a Registered Debt Counsellor and Coach, Ursula Gouws will help you with that journey.
The Sequestration process can be extremely daunting, and for many, it will be the first time they have to deal with lawyers and court orders in such a manner.
With the right Sequestration advice, it can be much easier to deal with. When you enter into Sequestration, several things happen. A very difficult thing to deal with is the loss of control. If you sequestrate with assets, a Curator / Trustee will take control of your estate.
Your home and vehicle are basically handed over to the curator and are sold to pay a large chunk of your debts. You can, however, also sequestrate without assets.
In this entire process, there are lawyers and curators and what-not involved.
As your coach, while not being directly involved with your estate, I know the Sequestration process and can help you to understand and deal with it too.
A business coach will assist and guide the business owner in running a business by helping them clarify the vision of their business and how it fits in with their personal goals.
It is a process used to take a company to where the business owner wants it to be.
You have lost your business, now what?
As your coach, I will help you process the loss of your business and understand what went wrong. More importantly, I will help you move into a new financial future with suitable structures and support.
Sadly, many families and individuals have found themselves in serious debt due to the global pandemic.
When you apply for Debt Counselling, you must accept that it may be necessary to make significant changes to your lifestyle and spending patterns while you work on getting out of debt.
Working together, we review your current spending patterns and create a manageable budget that allows you to take charge of your financial situation, both on a month-to-month basis and in the long term.
Design the most effective plan to become debt-free and evaluate the progress regularly.
As your coach, I will help you understand debt, learn to live cash and become debt-free as soon as possible.
Not understanding your current debt situation can prevent you from living the life you want.
Working together, we review your current spending patterns and create a manageable budget that allows you to take charge of your financial situation, both on a month-to-month basis and in the long term.
Design the most effective plan to become debt-free and evaluate the progress regularly. We discuss your financial goals and develop an action plan for overcoming challenges so you can achieve those goals.
As your coach, I will help you understand debt, put a plan in place and create the life you want.
What is the big picture
Coaching is ultimately about helping you understand what went wrong, how to heal and move into a healthy financial future.
You could have gone through something years ago and cannot move forward, or you are currently going through the process and need coaching.
Maybe you are considering applying for debt relief and you’re not sure if it’s the right choice.
Coaching will help you get back on your feet, create stability in your life, seize the opportunities available to you, and build a future towards financial and personal security.
Coaching sessions with Ursula can be done online or in person over a couple of weeks, with a follow-up in a few months.
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Read about how the Ursula Gouws Consulting team has assisted and supported thousands of individuals and businesses, through this difficult time.